This morning, we started our day by making a trip to ACORN, an advocacy group that promotes the preservation of homes in the New Orleans area. This is how the website describes the organization: Who We Are
National non-profit ACORN Housing has been providing free housing counseling to low and moderate income homebuyers since 1987. We have opened HUD-certified, Fannie Mae-approved housing counseling offices across the US, helping over 50,000 families to achieve homeownership.
ACORN Housing provides one-on-one mortgage loan counseling, first-time homebuyer classes, and helps clients obtain affordable mortgages through our unique lending partnerships.
We look at your savings and credit history to see if you qualify for a mortgage. We can help you with credit problems and to create a downpayment savings plan.
When you qualify, we can help arrange a mortgage with lower interest rates, lower down payments and lower settlement costs than what banks usually offer.
Groups like ACORN are the main organizations that work so that New Orleans can be rebuilt. Beth, who led the discussion had true pride for being from New Orleans. She said that many people in the community that have left feel like outsiders in their respective states. New Orleans is a city that has such a long history of generations with a large population of elderly people. Many of the older people lived in the city without insurance mostly because of financial reasons. Beth brought up a very important point on the value of voting rights. ACORN works to make sure that people of Louisiana know about their voting rights so that they can make sure the right people are in office, making a difference to rebuild the city. Beth also discussed problems dealing with insurance companies and how many of them are unwilling to assist people the way they need to. The problem with insurance companies is prevalent and really effects all people. Beth said that all people no matter where they are geographically on the map have the possibility of being hit by natural disasters. I completely agree with that statement and it is something that I have thought about before.
After we left the ACORN building, we took a driving tour of the lower ninth ward. The lower ninth ward had some serious damage by Hurricane Katrina. The Lower 9th Ward is a section of the city of New Orleans. As the name implies, it is part of the Ninth Ward of New Orleans. The term “Lower” refers to its location further towards the mouth of the Mississippi River, “down” or “below” the rest of the city in local geographic terminology. The area is sometimes just referred to as the “Lower 9″. The area that we explored was really devastating and there was so much damage done to the area. In that one area, there a lot of deaths and one house read, “1600 People Died So That You Could Take this Picture.” I was amazed by this and it brought me back to reality. A couple of the homes that were rebuilt on the street really stood out to me because I kept thinking about their surrounding areas. After touring the ninth ward, I realized how important it is to rebuild and help cities like New Orleans reclaim their amazing place on the map. Facing destruction is something that I can no longer steer away from after seeing this for myself and not a clip on CNN.
I can’t wait to come back to this city. Just like the T-shirt I saw yesterday, I heart NO.